Medicare Advantage

Living on a fixed income can be challenging.

Unexpected medical costs can add up quickly without the right insurance coverage. When Original Medicare (Medicare Parts A and B) doesn’t cut it, explore the option of a Medicare Advantage plan. It offers many of the benefits of a traditional PPO (Preferred Provider Option) or HMO (Health Maintenance Organization) plan and often costs less than Original Medicare.

What is a Medicare Part C (Medicare Advantage)?

Medicare Part C plans, also called “Medicare Advantage Plans” or “MA Plans”, are an alternative to Original Medicare and Medicare Part D. MA Plans are offered by private Medicare-approved companies. Besides hospice care, they cover everything Original Medicare (Part A and Part B) covers and more.

The 2023 maximum out-of-pocket limit for Medicare Advantage enrollees is $8,300 for in-network services.

Get Comprehensive Coverage and a Low Monthly Premium with a Medicare Advantage Plan

MA Coverage

Get more coverage under a Medicare Advantage plan. In addition to hospital and medical insurance from Part A and Part B, a MA plan could also cover:

  • Medicare prescription drug coverage (Part D)
  • Vision
  • Hearing
  • Dental
  • Wellness programs
  • Emergency care
  • Non-life-threatening urgent care

These plans have one convenient monthly premium, that’s usually less expensive than Original Medicare. Part C plans also provide a protective annual out-of-pocket cost maximum, which limits how much you pay for medical services each year. Health provider options under Medicare Advantage plans are limited to reliable plan networks.

Medicare Advantage Eligibility

If you’re already enrolled in Medicare Parts A and B, you can also choose to get a Medicare Advantage plan. This will give you hospital insurance, medical insurance and more. To qualify for a desired plan, you just have to live within the plan’s service area.

Most MA plans are year-to-year, and you can only join at certain times during the year.

Medicare Advantage plan benefits change year-to-year. Depending on your personal situation, there may only be one time a year when you can switch to or join a new plan.

More Options, Less Stress

Have peace of mind when it comes to your health care. Become informed of all your Medicare plan options and ensure you’re getting the maximum benefits by teaming up with a helpful AGA Medicare Options agent. We’ll help find affordable Medicare Advantage plans in your area that work for you.

Let our Agents Help Find your Best Comprehensive Medicare Coverage

It’s our dedication to you that sets us apart. AGA Medicare Options’ Licensed Agents are known for giving clients the power to compare a multitude of plans and carriers. Our experienced agents have extensive training to find your local options. We work with you to determine your unique healthcare needs and pair you with the best plan and carrier for your situation—even as those needs change from year to year.

 

We pledge to continually educate you on your coverage, including any changes that may affect the services you receive. We’ll help you navigate through your initial coverage election period (ICEP) and your Annual Election Period (AEP) so you rest easy knowing your coverage is complete and up-to-date. When you team up with AGA Medicare Options, you know your health is taken care of.