How are Medicare Consultations Free?

Nov 6, 2020 General, Medicare, Medicare Enrollment

Navigating Medicare can be confusing and oftentimes frustrating. With so many Medicare supplement and Medigap plans available it can be hard finding the right choice for your healthcare needs and budget. Fortunately, there are a lot of resources available to Medicare beneficiaries to assist with the initial enrollment and post-enrollment processes.

Working with an independent insurance agent is the easiest way to get personalized help for your Medicare needs, but oftentimes Medicare beneficiaries wonder how much working with an independent insurance agent will cost? The great news is, it doesn’t cost anything! Keep reading to find out how you can benefit from free Medicare consultations and assistance from a knowledgeable broker.

How Does an Insurance Broker Get Paid?

An Insurance broker is an independent insurance agent that is partnered with many insurance carriers in order to provide an unbiased opinion on your Medicare plan options. Because they are partnered with many different carriers rather than one, they are able to offer you plans that are specific to your needs and budget.

Insurance brokers are paid directly from the insurance companies they represent, and you as Medicare beneficiary, pay the exact same rate as you would if you were to sign up with the carrier directly. That means you pay absolutely nothing for their help, no broker fee is ever charged by AGA Medicare Options agents. Wondering how that works? Let’s break it down a bit more.

You pay exactly the same rate for your insurance whether or not you enroll directly with the insurance carrier or use a Broker.

By partnering with independent insurance agents, insurance carriers are able to reach a wider range of consumers for their products. As a result, the monthly premium you pay to your insurance company already includes a commission that is to be paid to the insurance agent for their service. The premium remains the same whether or not you use an independent insurance agent or sign up with the company directly. The independent insurance agent now becomes your source of contact rather than the carrier itself. This allows the insurance carriers to cut down call volume costs.

Benefits of Using an Independent Insurance Agent for Medicare Consultations

● Experienced professionals knowledgeable about the Medicare industry
● Access to multiple carriers
● Work for you rather than an insurance company
● Help find cost-effective plans to fit your unique healthcare needs
● Personalized attention
● Saves you time

What kind of help can I get with an Independent Insurance Agent?

At AGA Medicare Options, our agents are dedicated to helping clients navigate and succeed with the Medicare process. Working with an independent insurance agent takes the stress and confusion away from doing it on your own. Here is what you can expect when scheduling a free Medicare consultation with an independent insurance agent at AGA Medicare options:

● One on one appointment with a dedicated local independent insurance agent
● Explanation of benefits, time frames, and enrollment periods
● Enrollment in plans that fit your needs: budget, healthcare, preferred doctors and hospitals
● Assistance with appeals and doctor verifications
● Free annual reviews and plan comparisons
● Access to assistance all year long